How To Use Cash App Without SSN: A Quick Guide 2022

How To Use Cash App Without SSN: A Quick Guide 2022

How To Use Cash App Without SSN: A Quick Guide 2022

Cash App is one of the best and the most sought -after financial apps. It allows you to send and receive money on its platform even without verifying your account. Because of this reason, Cash App is one of the most popular digital financial apps. Cash App asks you to provide your SSN, DOB, and your full name to verify your account but if you have not provided this information, still you can use Cash App. Read till the end to know how to send money without SSN

Quick answer 

Yes, you can use the Cash App without SSN however, you can’t access all the features. You can send and receive a limited amount of money if you use Cash App without SSN. 

Can you use Cash App without SSN?

Yes, you can use Cash App without SSN but you will be limited on accessing the features. You can’t exceed the daily, weekly, and monthly sending and receiving limits. When you try to exceed Cash App will prompt you to verify your account. 

What Cash App users need to verify their accounts?

The Cash App verification process is quite simple and you just need to provide a piece of information to verify your account. The information such as

  • Your full name 
  • Your DOB (date of birth)
  • Your Social Security number (the four digits at the end of it)

If you have all this information, you can head to verify your account on Cash App. 

How to use Cash App without SSN 

If you are using Cash App without SSN, it means you are an unverified Cash App user. Cash App does not allow access to all features to its unverified users, however,  you can use the platform with limitations. Your weekly sending limit is $250 and the monthly receiving limit is $1000. 

Follow the steps as shown here while creating an unverified account:

  • Download Cash App on your Android or iPhone devices, or just use the website
  • Provide your phone number or email 
  • Enter the verification code that you receive from Cash App 
  • Now provide your debit or credit card information
  • Enter your Cash App name and create a unique $Cashtag
  • And, your unverified account is active.

What extra features are accessible by verified users as compared to unverified users?

Cash App categories its users into verified and unverified users. Verified users are those who have completed the Cash App KYC on the other hand, unverified users are those who have not verified their identity on the platform. Since they have not revealed their identity, Cash App does not allow users to use the platform at its full potential. 

Limitations of unverified users:

Sending limit (weekly) -$250 

Receiving limit (monthly) $1000

Note: here you can send $250 in one-go, one day, or within any 7-day period and the same applies to the receiving limit. 

Limitations of verified users:

Sending limit (weekly) -$7,500 

Receiving limit (monthly) -unlimited

Extra features the verified users enjoy are:

  • Weekly sending limit up to $7,500
  • Buy and sell stocks
  • Trade cryptocurrency
  • Use a Cash App card
  • Receive unlimited money and direct deposit
  • Get a tax refund
  • Receive stimulus checks from the IRS
  • Deposit checks

So, if you want to use Cash App at its full potential, you must verify your Cash App account

You need to provide the information as shown above to verify your identity on the Cash App. 

Can you use a fake or wrong SSN for Cash App?

No, Cash App does not entertain any scam on its platform because Cash App and its parent company Block are regulated by the US Federal government and apply its laws. Therefore, Cash App always cross-check the information you provide while verifying your identity on the platform. If you provide a fake SSN, this may lead to your account blocking. 

Can you buy an SSN to use on Cash App?

No, no one can sell SSNs and if someone is promising to sell an SSN, he might be a scammer. You should stay away from such people and never buy an SSN from them. These SSNs will not work while verifying your identity on Cash App and may lead you to the suspension of your account. 

How to increase Cash App sending and receiving limits?

As aforesaid, Cash App sets limits for its unverified users. However, these users can increase their sending and receiving limits by providing the following information: 

  1. Full name
  2. Date of birth (DOB)
  3.  Social Security Number (SSN)

Note: Cash App may ask you to provide more information if it is not satisfied with the information you provided. 

Final Thoughts

Now, we say that you can use a Cash App without SSN with limitations. You need to verify your account to access all the Cash App features. We have mentioned above ‘how to use Cash App without SSN’, so you can use the app without verifying your identity. Also, Cash App uses top-notch security features and therefore, you can’t use fake SSN or other wrong information. Since Cash App is regulated by the US-Federal government, the Cash App team always cross-check the info you provide on its platform.

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